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Empowering people with better insurance knowledge, so they can make informed decisions about insurance and financial matters.

Homeowner’s in Clarence – are you covered for Sewer & Water Back-Up?

In an upscale suburb of Buffalo, NY sits the Town of Clarence and it’s neighbor Clarence Center. This is the home of many affluent businessman, a NY State Congressman and most of the Buffalo Sabres players and coaches. These type Continue reading Homeowner’s in Clarence – are you covered for Sewer & Water Back-Up?

Mold Remediation – Not covered by homeowner’s insurance.

  Mold Remediation – Not covered by homeowner’s insurance. Consumer’s and homeowners think that a mold claim would be covered by insurance. Homeowner’s insurance are for things that are sudden and accidental. A tree falling on your garage. A 2nd Continue reading Mold Remediation – Not covered by homeowner’s insurance.

Who Do You Take Expert Advice From?

Who Do You Take Expert Advice From? It amaze’s me that some people listen to so-called “experts” for their advice or fall trap to someone’s outlandish claims of expertise. For example, does your financial adviser drive a Mercedes Benz or Continue reading Who Do You Take Expert Advice From?

Installing a pool this summer?

Installing a pool this summer? Pool’s are great, fun, cooling and awesome. But they also come with dangers – people getting hurt around them.¬†One thing homeowner’s need to understand is the risk they face and how to protect it.Homeowners should Continue reading Installing a pool this summer?

Personal Umbrella Insurance Explained.

Personal Umbrella Insurance Explained. So many consumers (and some of our clients), make the mis-conception that a personal umbrella policy replaces all other insurance policies. Somehow, the thinking goes that EVERYTHING is now covered by this 1 policy. Noting could Continue reading Personal Umbrella Insurance Explained.

Since when does insurance have to do with funny commercials & characters?

This would be a ridiculous ad to use for auto insurance, so why do companies use character’s and jokes to push auto insurance? I think it is because they want to take your eye off “protection” and safety/security of your Continue reading Since when does insurance have to do with funny commercials & characters?

What does good customer service mean to you?

What does good customer service mean to you? I know what it does NOT mean to me! Don’t talk over my questions. Don’t start repeating what I have said before I am through talking. Don’t hand me the wrong order. Continue reading What does good customer service mean to you?