Health Benefit Exchange New York – an Opinion.

Health Benefit Exchange New York – an Opinion. What do you think about the new Health Benefit Exchange in New York? Three million people trying to get online and cannot access the web portal. As a health insurance professional, I Continue reading Health Benefit Exchange New York – an Opinion.

New York Health Benefit Exchange Explained

The New York Health Benefit Exchange is here! Starting Oct 1st the enrollment is open for coverage’s starting Jan 1st, 2014. The New York Health Benefit Exchange has 2 parts to it – 1 for group coverage and 1 for Continue reading New York Health Benefit Exchange Explained

Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Contractors working on your New York Property – Home Owner Beware!

Contractors working on your New York Property – Home Owner Beware! In some states (Oregon, for example) the state requires all contractors to be licensed AND insured. In New York State, there is no such requirement, so I could buy Continue reading Contractors working on your New York Property – Home Owner Beware!

Smart phones, an ideal way to inventory your house for homeowners insurance!

Smart phones, an ideal way to inventory your house for homeowners insurance! Unsuspecting homeowner’s usually find out when it is too late, that their proof of loss on a homeowner claim is up to them. They must show the receipts Continue reading Smart phones, an ideal way to inventory your house for homeowners insurance!

Auto Insurance Exclusion – Delivery Use of Your New York Car!

Every day, people are getting jobs at pizzeria’s and restaurants, delivering food items to homes. This has the potential to be a huge mistake, as almost all auto insurance policies EXCLUDE using your vehicle for delivering. Since that was not Continue reading Auto Insurance Exclusion – Delivery Use of Your New York Car!