Contractors working on your New York Property – Home Owner Beware!

Contractors working on your New York Property – Home Owner Beware! In some states (Oregon, for example) the state requires all contractors to be licensed AND insured. In New York State, there is no such requirement, so I could buy Continue reading Contractors working on your New York Property – Home Owner Beware!

Smart phones, an ideal way to inventory your house for homeowners insurance!

Smart phones, an ideal way to inventory your house for homeowners insurance! Unsuspecting homeowner’s usually find out when it is too late, that their proof of loss on a homeowner claim is up to them. They must show the receipts Continue reading Smart phones, an ideal way to inventory your house for homeowners insurance!

Jewelry isn’t insured properly if not listed on your homeowner policy!

Jewelry isn’t insured properly if not listed on your homeowner policy! Was your Valentine’s day is filled with love, candy, flowers, a nice dinner…..maybe jewelry??? ┬áJust remember whether it was gift at Christmas, Your Birthday or last week – Valentine’s Continue reading Jewelry isn’t insured properly if not listed on your homeowner policy!

What is considered an “Act of God” on my New York Landlord Insurance policy?

What is considered an “Act of God” on my New York Landlord Insurance policy? We recently had a client of ours call to say his neighbors tree fell on his fence, car & garage and how does he put a Continue reading What is considered an “Act of God” on my New York Landlord Insurance policy?

Customer Service in 2013.

Customer Service in 2013. Isn’t it amazing in today’s “social media” world, that many companies still think the Press 2, Press 4, Press 1 answering phones is Customer Service! People want to deal with people, not a machine. This is Continue reading Customer Service in 2013.

Things in your garage aren’t covered by homeowners insurance!

Things in your garage aren’t covered by homeowners insurance. Let me explain – your boat that is now stored inside of your garage, still need it’s own boat insurance policy even during the winter. If that garage starts on fire Continue reading Things in your garage aren’t covered by homeowners insurance!

Why I hate Progressive Insurance commercials.

Why I hate Progressive Insurance commercials. First, let me say that I sell Progressive insurance as an independent broker, as they sell direct to the consumer and through independent brokers. I don’t like this either but use them sparingly, usually Continue reading Why I hate Progressive Insurance commercials.

Super Storm Sandy and Property Insurance.

Super Storm Sandycould affect property owners in 3 different ways. One would be wind damage – either direct damage to a home or a damage as the result of falling trees or limbs. In New York State, wind is a Continue reading Super Storm Sandy and Property Insurance.

Squirrels, Vermin and Your Homeowners Insurance

Squirrels, Vermin and Your Homeowners Insurance My next door neighbor feeds squirrels on a daily basis. I personally do NOT like squirrels and hate that they climb on my fence between our homes. Luckily, my dog (Major Mo) keeps them Continue reading Squirrels, Vermin and Your Homeowners Insurance

Are you using social media to search for insurance?

Are you using social media to search for insurance? I really love the interaction that social media gives today, to find new friends, old friends and long lost friends. But I also tend to use it for my insurance business, Continue reading Are you using social media to search for insurance?