Homeowner’s in Clarence – are you covered for Sewer & Water Back-Up?

In an upscale suburb of Buffalo, NY sits the Town of Clarence and it’s neighbor Clarence Center. This is the home of many affluent businessman, a NY State Congressman and most of the Buffalo Sabres players and coaches. These type Continue reading Homeowner’s in Clarence – are you covered for Sewer & Water Back-Up?

Mold Remediation – Not covered by homeowner’s insurance.

  Mold Remediation – Not covered by homeowner’s insurance. Consumer’s and homeowners think that a mold claim would be covered by insurance. Homeowner’s insurance are for things that are sudden and accidental. A tree falling on your garage. A 2nd Continue reading Mold Remediation – Not covered by homeowner’s insurance.

Installing a pool this summer?

Installing a pool this summer? Pool’s are great, fun, cooling and awesome. But they also come with dangers – people getting hurt around them.¬†One thing homeowner’s need to understand is the risk they face and how to protect it.Homeowners should Continue reading Installing a pool this summer?

Personal Umbrella Insurance Explained.

Personal Umbrella Insurance Explained. So many consumers (and some of our clients), make the mis-conception that a personal umbrella policy replaces all other insurance policies. Somehow, the thinking goes that EVERYTHING is now covered by this 1 policy. Noting could Continue reading Personal Umbrella Insurance Explained.

Since when does insurance have to do with funny commercials & characters?

This would be a ridiculous ad to use for auto insurance, so why do companies use character’s and jokes to push auto insurance? I think it is because they want to take your eye off “protection” and safety/security of your Continue reading Since when does insurance have to do with funny commercials & characters?

What does good customer service mean to you?

What does good customer service mean to you? I know what it does NOT mean to me! Don’t talk over my questions. Don’t start repeating what I have said before I am through talking. Don’t hand me the wrong order. Continue reading What does good customer service mean to you?

Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.