Squirrels, Vermin and Your Homeowners Insurance
My next door neighbor feeds squirrels on a daily basis. I personally do NOT like squirrels and hate that they climb on my fence between our homes. Luckily, my dog (Major Mo) keeps them out of my yard with his barking and chasing.
Well, squirrels & vermin are NOT covered on your homeowner insurance policy if they get into your home. The damage they cause could be quite extensive but it is an EXCLUSION in your homeowner insurance policy.
While my neighbor may think it is cut to feed these animals, I have told her that if they get into her home she has no coverage for this. I think she doesn’t care because she keeps buying feed and daily feeding her “friends”.
Keeping these critters out of your home is preventable, thus why an exclusion on a homeowner insurance policy.
Trying to keep you properly informed is what Larsen insurance is all about. We love to naswer your questions about any insurance policy – even from our competitors!
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“An Educated Client is Our Best Customer”
By Tom Larsen, President
Larsen & Associates Insurance Agency
P.S.- You won’t know how much we know, until you know how much we care.