Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Auto Insurance Exclusion – Delivery Use of Your New York Car!

Every day, people are getting jobs at pizzeria’s and restaurants, delivering food items to homes. This has the potential to be a huge mistake, as almost all auto insurance policies EXCLUDE using your vehicle for delivering. Since that was not Continue reading Auto Insurance Exclusion – Delivery Use of Your New York Car!

Why I hate Progressive Insurance commercials.

Why I hate Progressive Insurance commercials. First, let me say that I sell Progressive insurance as an independent broker, as they sell direct to the consumer and through independent brokers. I don’t like this either but use them sparingly, usually Continue reading Why I hate Progressive Insurance commercials.

Who can drive my car with my auto insurance?

Who can drive my car with my auto insurance? Recently, a client of ours let his daughter use the car for shopping. He was unaware that her newly licensed friend was going to have a turn at driving. Well as Continue reading Who can drive my car with my auto insurance?

Are you using social media to search for insurance?

Are you using social media to search for insurance? I really love the interaction that social media gives today, to find new friends, old friends and long lost friends. But I also tend to use it for my insurance business, Continue reading Are you using social media to search for insurance?

The 7 Factors That Impact Your Auto Insurance Rates.

“The 7 Factors That Impact Your Auto Insurance Rates.” A Free White Paper By Tom Larsen, licensed insurance broker There are basically 7 factors that all auto insurance companies use to determine what price you’ll pay for coverage. Despite many Continue reading The 7 Factors That Impact Your Auto Insurance Rates.

You may have a broken auto insurance policy.

“You Too Might Have a Broken Insurance Policy” “True stories about our clients Matt, Byron & Adel, who put their house at risk by not knowing the truth about their complete insurance protection.” Williamsville, NY You hear the squawking ads Continue reading You may have a broken auto insurance policy.