What does good customer service mean to you?

What does good customer service mean to you? I know what it does NOT mean to me! Don’t talk over my questions. Don’t start repeating what I have said before I am through talking. Don’t hand me the wrong order. Continue reading What does good customer service mean to you?

New York Health Benefit Exchange Explained

The New York Health Benefit Exchange is here! Starting Oct 1st the enrollment is open for coverage’s starting Jan 1st, 2014. The New York Health Benefit Exchange has 2 parts to it – 1 for group coverage and 1 for Continue reading New York Health Benefit Exchange Explained

Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Smart phones, an ideal way to inventory your house for homeowners insurance!

Smart phones, an ideal way to inventory your house for homeowners insurance! Unsuspecting homeowner’s usually find out when it is too late, that their proof of loss on a homeowner claim is up to them. They must show the receipts Continue reading Smart phones, an ideal way to inventory your house for homeowners insurance!

Auto Insurance Exclusion – Delivery Use of Your New York Car!

Every day, people are getting jobs at pizzeria’s and restaurants, delivering food items to homes. This has the potential to be a huge mistake, as almost all auto insurance policies EXCLUDE using your vehicle for delivering. Since that was not Continue reading Auto Insurance Exclusion – Delivery Use of Your New York Car!

Jewelry isn’t insured properly if not listed on your homeowner policy!

Jewelry isn’t insured properly if not listed on your homeowner policy! Was your Valentine’s day is filled with love, candy, flowers, a nice dinner…..maybe jewelry??? ┬áJust remember whether it was gift at Christmas, Your Birthday or last week – Valentine’s Continue reading Jewelry isn’t insured properly if not listed on your homeowner policy!

Things in your garage aren’t covered by homeowners insurance!

Things in your garage aren’t covered by homeowners insurance. Let me explain – your boat that is now stored inside of your garage, still need it’s own boat insurance policy even during the winter. If that garage starts on fire Continue reading Things in your garage aren’t covered by homeowners insurance!

Why I hate Progressive Insurance commercials.

Why I hate Progressive Insurance commercials. First, let me say that I sell Progressive insurance as an independent broker, as they sell direct to the consumer and through independent brokers. I don’t like this either but use them sparingly, usually Continue reading Why I hate Progressive Insurance commercials.

Super Storm Sandy and Property Insurance.

Super Storm Sandycould affect property owners in 3 different ways. One would be wind damage – either direct damage to a home or a damage as the result of falling trees or limbs. In New York State, wind is a Continue reading Super Storm Sandy and Property Insurance.