Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Jewelry isn’t insured properly if not listed on your homeowner policy!

Jewelry isn’t insured properly if not listed on your homeowner policy! Was your Valentine’s day is filled with love, candy, flowers, a nice dinner…..maybe jewelry???  Just remember whether it was gift at Christmas, Your Birthday or last week – Valentine’s Continue reading Jewelry isn’t insured properly if not listed on your homeowner policy!

Why I hate Progressive Insurance commercials.

Why I hate Progressive Insurance commercials. First, let me say that I sell Progressive insurance as an independent broker, as they sell direct to the consumer and through independent brokers. I don’t like this either but use them sparingly, usually Continue reading Why I hate Progressive Insurance commercials.

Super Storm Sandy and Property Insurance.

Super Storm Sandycould affect property owners in 3 different ways. One would be wind damage – either direct damage to a home or a damage as the result of falling trees or limbs. In New York State, wind is a Continue reading Super Storm Sandy and Property Insurance.

The 7 Factors That Impact Your Auto Insurance Rates.

“The 7 Factors That Impact Your Auto Insurance Rates.” A Free White Paper By Tom Larsen, licensed insurance broker There are basically 7 factors that all auto insurance companies use to determine what price you’ll pay for coverage. Despite many Continue reading The 7 Factors That Impact Your Auto Insurance Rates.