Installing a pool this summer?

Installing a pool this summer? Pool’s are great, fun, cooling and awesome. But they also come with dangers – people getting hurt around them. One thing homeowner’s need to understand is the risk they face and how to protect it.Homeowners should Continue reading Installing a pool this summer?

Since when does insurance have to do with funny commercials & characters?

This would be a ridiculous ad to use for auto insurance, so why do companies use character’s and jokes to push auto insurance? I think it is because they want to take your eye off “protection” and safety/security of your Continue reading Since when does insurance have to do with funny commercials & characters?

What does good customer service mean to you?

What does good customer service mean to you? I know what it does NOT mean to me! Don’t talk over my questions. Don’t start repeating what I have said before I am through talking. Don’t hand me the wrong order. Continue reading What does good customer service mean to you?

New York Health Benefit Exchange Explained

The New York Health Benefit Exchange is here! Starting Oct 1st the enrollment is open for coverage’s starting Jan 1st, 2014. The New York Health Benefit Exchange has 2 parts to it – 1 for group coverage and 1 for Continue reading New York Health Benefit Exchange Explained

Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Contractors working on your New York Property – Home Owner Beware!

Contractors working on your New York Property – Home Owner Beware! In some states (Oregon, for example) the state requires all contractors to be licensed AND insured. In New York State, there is no such requirement, so I could buy Continue reading Contractors working on your New York Property – Home Owner Beware!

Auto Insurance Exclusion – Delivery Use of Your New York Car!

Every day, people are getting jobs at pizzeria’s and restaurants, delivering food items to homes. This has the potential to be a huge mistake, as almost all auto insurance policies EXCLUDE using your vehicle for delivering. Since that was not Continue reading Auto Insurance Exclusion – Delivery Use of Your New York Car!

Jewelry isn’t insured properly if not listed on your homeowner policy!

Jewelry isn’t insured properly if not listed on your homeowner policy! Was your Valentine’s day is filled with love, candy, flowers, a nice dinner…..maybe jewelry???  Just remember whether it was gift at Christmas, Your Birthday or last week – Valentine’s Continue reading Jewelry isn’t insured properly if not listed on your homeowner policy!