What is considered an “Act of God” on my New York Landlord Insurance policy?

What is considered an “Act of God” on my New York Landlord Insurance policy? We recently had a client of ours call to say his neighbors tree fell on his fence, car & garage and how does he put a Continue reading What is considered an “Act of God” on my New York Landlord Insurance policy?

Things in your garage aren’t covered by homeowners insurance!

Things in your garage aren’t covered by homeowners insurance. Let me explain – your boat that is now stored inside of your garage, still need it’s own boat insurance policy even during the winter. If that garage starts on fire Continue reading Things in your garage aren’t covered by homeowners insurance!

Squirrels, Vermin and Your Homeowners Insurance

Squirrels, Vermin and Your Homeowners Insurance My next door neighbor feeds squirrels on a daily basis. I personally do NOT like squirrels and hate that they climb on my fence between our homes. Luckily, my dog (Major Mo) keeps them Continue reading Squirrels, Vermin and Your Homeowners Insurance

Who can drive my car with my auto insurance?

Who can drive my car with my auto insurance? Recently, a client of ours let his daughter use the car for shopping. He was unaware that her newly licensed friend was going to have a turn at driving. Well as Continue reading Who can drive my car with my auto insurance?

Are you using social media to search for insurance?

Are you using social media to search for insurance? I really love the interaction that social media gives today, to find new friends, old friends and long lost friends. But I also tend to use it for my insurance business, Continue reading Are you using social media to search for insurance?

Do I Need an Umbrella Insurance Policy?

Do I need an umbrella insurance policy? That is a fair question to ask yourself but not one that deserves a quick answer. Because an Umbrella insurance policy goes OVER everything you own, so your risk factors are different thaan Continue reading Do I Need an Umbrella Insurance Policy?

Life Insurance Explained in Easy Terms

If you already have some form of life insurance, you may think you’re adequately covered. But have you checked lately to see if it’s the right kind and whether it’s enough? One thing to consider when looking at life insurance Continue reading Life Insurance Explained in Easy Terms

You may have a broken auto insurance policy.

“You Too Might Have a Broken Insurance Policy” “True stories about our clients Matt, Byron & Adel, who put their house at risk by not knowing the truth about their complete insurance protection.” Williamsville, NY You hear the squawking ads Continue reading You may have a broken auto insurance policy.