Who Do You Take Expert Advice From?

Who Do You Take Expert Advice From? It amaze’s me that some people listen to so-called “experts” for their advice or fall trap to someone’s outlandish claims of expertise. For example, does your financial adviser drive a Mercedes Benz or Continue reading Who Do You Take Expert Advice From?

Health Benefit Exchange New York – an Opinion.

Health Benefit Exchange New York – an Opinion. What do you think about the new Health Benefit Exchange in New York? Three million people trying to get online and cannot access the web portal. As a health insurance professional, I Continue reading Health Benefit Exchange New York – an Opinion.

Explain the difference between Insurance Agent and Insurance Broker.

Insurance agents are typically an agent for a particular insurance company. If you imagine a Geico representative, who sells insurance through their own agents, who work directly for that company. Or a State Farm office, who also sells through their Continue reading Explain the difference between Insurance Agent and Insurance Broker.

Smart phones, an ideal way to inventory your house for homeowners insurance!

Smart phones, an ideal way to inventory your house for homeowners insurance! Unsuspecting homeowner’s usually find out when it is too late, that their proof of loss on a homeowner claim is up to them. They must show the receipts Continue reading Smart phones, an ideal way to inventory your house for homeowners insurance!

Jewelry isn’t insured properly if not listed on your homeowner policy!

Jewelry isn’t insured properly if not listed on your homeowner policy! Was your Valentine’s day is filled with love, candy, flowers, a nice dinner…..maybe jewelry??? ┬áJust remember whether it was gift at Christmas, Your Birthday or last week – Valentine’s Continue reading Jewelry isn’t insured properly if not listed on your homeowner policy!

Things in your garage aren’t covered by homeowners insurance!

Things in your garage aren’t covered by homeowners insurance. Let me explain – your boat that is now stored inside of your garage, still need it’s own boat insurance policy even during the winter. If that garage starts on fire Continue reading Things in your garage aren’t covered by homeowners insurance!

Do I Need an Umbrella Insurance Policy?

Do I need an umbrella insurance policy? That is a fair question to ask yourself but not one that deserves a quick answer. Because an Umbrella insurance policy goes OVER everything you own, so your risk factors are different thaan Continue reading Do I Need an Umbrella Insurance Policy?